Set your insurance requirements first

TrackMyVendor can't tell you whether a certificate is good enough until it knows what you require. Set this first — before you add contractors — and every certificate that arrives afterwards is checked against it automatically.

1. 1

   Open Settings

   Click Settings at the bottom of the sidebar. You'll land on the Compliance tab.

2. 2

   Tick the coverages you require

   Under Required Insurance Coverages there are four:

   • General Liability
   • Workers' Compensation
   • Auto Liability
   • Umbrella

   Tick only the ones you actually require. An unticked coverage is ignored entirely — a contractor is never marked short for missing it.

   1 2

   1. 1 Tick to require the coverage
   2. 2 The lowest limit you'll accept

3. 3

   Set a minimum for each

   Ticking a coverage reveals a Min. coverage field. Enter the lowest limit you'll accept — 1000000 for a million. No commas needed.

4. 4

   Save

   Click Save. The new requirements apply immediately, including to certificates already on file.

Different requirements for different jobs

These settings are your organization-wide floor. If one job needs higher limits than the rest, set that on the job itself rather than raising the floor for everybody — see Set per-project insurance requirements.

Not sure what to require?

That's a question about your risk and your contracts rather than about this software, and we have longer guides on it. General contractor insurance requirements walks through the usual limits, and the state requirement guides cover what's typical where you work.

What happens next