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Built for roofing contractors

Roofing Subcontractor Compliance, Without the Coverage Gap Surprises

Track certificates of insurance, endorsements, licenses, and W-9s for every roofing sub — so you're not finding out about a lapsed policy or a missing additional-insured endorsement after someone's already hurt.

Start free — track up to 25 vendors No credit card required

Roofing claims expose the gaps a basic COI doesn't catch

A certificate of insurance tells you a policy existed on the day it was issued. It doesn't tell you:

Whether the policy actually covers work above three stories — many carriers exclude it
Whether you're named as an additional insured — not just certificate holder — which is what actually protects you in a claim
Whether the "Description of Operations" line even mentions roofing, versus cheaper handyman-grade coverage
Whether the license behind the COI is current and matches the trade being performed

General liability policies without the right endorsement leave GCs and property managers holding the bag when a claim hits — and roofing produces more of those claims than almost any other trade.

Built on the same verification engine you already trust for GC compliance

Same three modules, tuned for the insurance realities of roofing work — no new tools to learn.

COI tracking, tuned for roofing risk

Automated expiration alerts, plus flags for the coverage gaps that matter most in roofing: missing additional-insured endorsements, height and scope exclusions, and umbrella coverage thresholds for high-risk work.

License verification

Instant lookups against state licensing databases (DBPR and others) — confirm the sub is licensed for roofing specifically, not just "contracting" generally.

W-9 collection

One place for tax documentation alongside insurance and license records — no more chasing three different things through three different channels at 1099 season.

Not sure what to look for on a roofing COI? Certificate holder vs. additional insured — what the difference actually means →

Doing insurance-carrier restoration work (water, fire, mold)? See our dedicated restoration company compliance page →

Frequently asked questions

Does a COI mean my roofing sub is fully covered?
No. A COI is a summary document proving a policy existed at issuance — it isn't a guarantee of coverage and doesn't override the policy's actual exclusions. TrackMyVendor flags common gaps like missing additional-insured endorsements so you can ask the right follow-up question before work starts, not after a claim.
What's the difference between "certificate holder" and "additional insured"?
Being listed as certificate holder means you receive notice the certificate exists. It does not by itself grant you liability protection. Additional insured status requires an actual endorsement on the policy — TrackMyVendor tracks whether that endorsement is present, not just whether a COI was submitted.
Can I verify a roofing contractor's license through TrackMyVendor?
Yes — license verification checks the sub's license status against the relevant state database, so you can confirm they're licensed for roofing work specifically.
What about siding, gutters, and other exterior trades?
Siding, gutters, and other exterior trades follow the same insurance patterns as roofing — high claim severity and endorsement gaps — and use the same TrackMyVendor workflow. If you run an insurance-carrier restoration business (water, fire, or mold), see our dedicated restoration company compliance page, which covers IICRC certification tracking and carrier-network eligibility.

Verify the endorsement, not just the certificate

Track COIs, endorsements, licenses, and W-9s for every roofing sub — and catch the coverage gaps before a claim finds them for you.

Start free — track up to 25 vendors

No credit card required

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Certificate Holder vs. Additional Insured

The endorsement distinction that decides who's protected in a claim

License Verification

Search 1M+ licenses and monitor your sub roster daily

COI Tracking Software

Software for collecting and tracking COIs

Subcontractor W-9 Tracking

Collect and track W-9 forms automatically — stay 1099-ready year-round

Alerts and Reminders

Get notified before documents expire

Florida Licenses

Search Florida professional licenses

How to Verify a Contractor License

Step-by-step guide to license verification

Plans & Pricing

View plans and start your free trial