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Set per-project insurance requirements

In this article: Require higher limits on one job than your organization-wide default.

Applies to Pro plan

Your organization-wide coverage requirements are a floor. When one job demands more than the floor, set it on the job — don't raise the floor and turn half your roster red for a contract they aren't on.

  1. Open the project

    Open the project from the sidebar.

  2. Set its requirements

    Set the coverages and minimums this job requires, exactly as you would in Settings: tick what's required, enter the lowest limit you'll accept.

  3. Save

    Save. Contractors assigned to this project are judged against these numbers instead of your organization-wide ones.

How the two interact

A contractor can be perfectly fine for your organization and short for a specific job. That's the point: they carry $1M, your floor is $1M, and this owner's contract demands $2M. Their overall badge stays Compliant; the project shows them as short.

It works the other way too — a contractor short of your organization floor is short everywhere, whatever the project says.

Tip

Set the project's requirements before you assign anyone. Doing it afterwards is fine and re-judges everyone immediately, but it's a less pleasant way to find out that four of your six subs need a new certificate.

Where the numbers come from

The contract. Owner and lender requirements are usually spelled out in the prime contract or the subcontract template — copy them across rather than estimating. General contractor insurance requirements covers what's typical if you're setting a baseline from scratch.

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