Built for restoration companies

Don't Lose Insurance-Network Eligibility Over a Missed Renewal

COI, License & Certification Tracking for Restoration Companies

Water, fire, and mold restoration runs on carrier relationships — and one lapsed IICRC certification, expired COI, or suspended license can drop you from an approved-vendor network. TrackMyVendor tracks every credential for your crews and subs, and alerts you before a carrier audit finds the gap first.

One place for every credential a carrier will ask about

COI tracking, certification tracking and automated follow-up cover the documents that decide your network eligibility — for your own company and every restoration sub you dispatch.

COI and endorsement tracking

AI reads each certificate of insurance and pulls the carrier, policy numbers, per-coverage limits and dates — general liability, umbrella, and the pollution line where the certificate carries one. The endorsement forms behind it are read too, so a missing additional-insured form is something you see before an audit rather than during one. See how AI COI parsing works.

IICRC certification and license tracking

Store each technician's IICRC certifications (WRT, ASD, AMRT, FSRT) alongside state contractor licenses — with expiration tracking on every one. Automatic state-database verification for TX, FL, CA, WA, OR, IL, and CO contractor licenses, re-checked daily.

Subs onboarded — and chased — in minutes

Send a restoration sub a magic link and they upload their COI, certs, license and W-9 from a phone in under 2 minutes, no account required. After that the reminders go to them, not just to you, and one click chases everyone still outstanding when a large loss is about to staff up.

A requirement set per carrier program

Carrier networks do not ask for the same limits, and neither do large-loss jobs. Set the required coverages and minimums per program or project, and see which crews and subs actually clear that bar rather than eyeballing a certificate against a contract. See how projects work.

W-9s for a roster that moves with the weather

The same request collects the W-9, with legal name, TIN and tax classification read off the form — so a sub brought on for one catastrophe week is already documented when the 1099s are cut.

Expirations where your team already looks

Subscribe every certification and policy date into Google Calendar, Outlook or Apple Calendar, and push compliance events into Slack, Teams, Zapier or Make with signed webhooks — so eligibility is watched by the same tools that run dispatch.

Also running roofing or storm-restoration roof work? See our roofing contractor coverage-gap guide →

How compliance tracking works for restoration companies

Three steps, and only the first one takes your time.

1

Add every sub and technician company

Water, fire, mold and contents specialists all sit in one roster, each with the certifications, insurance and licensing that particular carrier program expects.

2

They upload from a link, and it is read and re-checked

A restoration sub can supply their COI, W-9, license and certification cards from a phone in a driveway, with no account to create — the difference between compliance happening and compliance being promised. The ACORD form is then parsed automatically for carrier, coverage lines, limits and per-coverage dates, and license numbers are re-verified daily against Texas TDLR, Florida DBPR, California CSLB, Washington L&I, Oregon CCB, Illinois IDFPR and Colorado DORA.

3

Nothing falls off the program quietly

Every plan flags what is expiring in the dashboard and emails your team a weekly summary. Starter adds the per-deadline alerts at 90, 60, 30 and 7 days, sent to the contractor as well as your team.

In restoration, a paperwork lapse costs you the work — not just a fine

Carriers and TPAs vet the vendors on their program continuously. The risk isn't an abstract "compliance violation" — it's getting dropped from the network that feeds you claims:

A carrier audit finds a lapsed IICRC cert or expired GL policy — and pauses your program assignments
You're accountable for your subs' compliance on top of your own — and their certs expire without warning
A claim can't wait for paperwork — dispatch has to move now, before you've confirmed a sub's coverage is current
Certs, COIs, licenses, and W-9s live in three inboxes and a folder — nobody can produce them on demand

Losing eligibility to work is a different kind of pain than a liability exposure — it stops the revenue, not just the margin. That's why restoration companies need renewal tracking that never blinks.

Credentials restoration companies track in TrackMyVendor

IICRC WRT / ASD / AMRT
General liability COI
Pollution / mold coverage
Additional-insured endorsements
State contractor licenses
Workers' comp
Mold remediation licenses
W-9 tax forms
Lead-safe (RRP) certs

Simple, transparent pricing

Start free with 25 subs. Carrier-ready compliance reports come with Pro.

30-DAY FREE TRIAL — No credit card required

Free

$0
Up to 25 subs and crews · 1 user

Free forever. No credit card. No expiration date on the free tier.

  • AI COI parsing and AI W-9 parsing — carrier, limits, policy dates, name, TIN and tax classification read for you
  • Any other document, filed by category — contracts, financials, licensing, insurance
  • License verification against the TX, FL, CA, WA, OR, IL & CO state databases
  • Magic link uploads — your subs send documents without an account
  • Expiration tracking across every license, certificate and W-9
  • Weekly compliance digest by email
  • Timestamped audit trail

Starter

$39/mo
Unlimited subs and crews · 2 users

Solo GC or property manager tired of chasing renewals manually — less than the cost of discovering one expired license on inspection day.

  • Everything in Free
  • Unlimited subs and crews — no 25-record ceiling
  • Automated email alerts at 90/60/30/7 days — sent to your team and the contractor
  • Calendar feed — subscribe every deadline into Google Calendar, Outlook or Apple Calendar
  • Invite a second user to your account
Most Popular

Pro

$59/mo
Unlimited subs and crews · Unlimited users

Multiple job sites or properties, with a foreman or office manager who also needs access.

  • Everything in Starter
  • AI-parsed endorsements — additional insured, waiver of subrogation, primary & non-contributory, read off the endorsement pages
  • Projects — group subs by job or property, with per-project coverage requirements
  • Unlimited users & team roles
  • Bulk import — add your roster from CSV or a certificate archive
  • Integrations — API key, webhooks, Zapier, Make, Slack and Teams
  • Compliance reports (PDF & Excel)

No contracts. Cancel anytime. See the full plan comparison →

What a carrier vendor program actually audits

Losing a place on a carrier's vendor list is rarely about the quality of the work. It is about a document that expired while nobody was watching, discovered during a routine compliance sweep. These are the items those sweeps look at.

IICRC certifications, per technician and per category

WRT, ASD, AMRT and FSRT sit on different renewal clocks and belong to individuals, not the company. A technician whose certification lapsed is a finding even when the firm's own credentials are spotless.

General liability with the program's limits

Carrier programs set their own minimums, and they are usually higher than a state's. The limit that satisfied one program will not automatically satisfy the next one you join.

Pollution liability where mold and sewage are in scope

Standard GL commonly excludes it. If your scope includes category 3 water or mold remediation, the absence of this policy is the gap the audit is looking for.

Workers' compensation, without exception

Restoration work is physical and often out of hours. This is the coverage a carrier is least willing to see lapse for even a week.

Commercial auto for the fleet

Trucks, trailers and drying equipment move between losses daily. Program requirements almost always name this policy separately from GL.

A current state license for the licensed portions

Reconstruction after mitigation crosses into licensed general contracting in most states. The mitigation side may need none, and the rebuild side may need a full license.

Each of these is stored as its own document with its own expiration date, so a certification renewing in March and a GL policy renewing in September are tracked independently instead of collapsing into a single date that hides both.

Frequently asked questions

Can TrackMyVendor track IICRC certifications?
Yes. You can store each technician's IICRC certifications — WRT, ASD, AMRT, FSRT, and others — with their expiration dates, and get automated alerts at 90, 60, 30, and 7 days before any cert lapses. That way a certification never quietly expires between carrier audits.
How does this help me stay on an insurance carrier's approved-vendor network?
Carrier programs require current COIs, licenses, and certifications for you and your subs. TrackMyVendor keeps every document in one dashboard with live expiration status, so you can produce proof on demand during an audit and fix a lapse before it puts your network eligibility at risk.
Can I track my restoration subcontractors, not just my own crew?
Yes. You're accountable for your subs' compliance on carrier work, so each sub gets a profile with their COI, endorsements, license, certifications, and W-9. Send them a magic link and they upload everything themselves — no account needed — and you get alerted before any of it expires.
Does TrackMyVendor verify restoration contractor licenses with the state?
Automatic state-database verification is available for Texas (TDLR), Florida (DBPR), California (CSLB), Washington (L&I), Oregon (CCB), Illinois (IDFPR), and Colorado (DORA) contractor licenses. For other states and for credentials like IICRC certs, you enter the details and still get full expiration tracking, document storage, and renewal alerts.
Can we track certifications that belong to individual technicians?
Yes. Certification cards upload as documents filed under the licensing category with their own expiration dates, so an individual technician's WRT renewal is tracked separately from the company's insurance.
We are on several carrier programs with different minimums. Does that fit?
On the Pro plan you can set insurance requirements per project, which is how most restoration firms model a carrier program — the same sub can be compliant for one program and flagged for another with higher limits.
How quickly would we know if a sub's license was revoked?
The state databases we cover are imported daily, so a status change surfaces within a day of the state publishing it. A certificate-only system would not surface it at all until the certificate itself expired, typically the following year.

Protect your place on the network

Track IICRC certs, COIs, licenses, and W-9s for every crew member and sub — and catch a lapse before a carrier audit does.

Start free — track up to 25 vendors

No credit card required